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Master Budget Reviews That Transform Your Financial Future

Join our comprehensive program starting September 2025. Learn practical skills that help you understand money management from professionals who've guided thousands through real financial challenges.

Professional financial planning workspace with charts and analysis tools

Your Journey to Financial Clarity

We've designed this program around real challenges people face when reviewing their budgets. Each phase builds practical skills you'll use immediately.

Months 1-2

Understanding Your Current Position

We start with where you are right now. You'll learn to analyze your spending patterns and identify areas where money disappears without you realizing it.

Months 3-4

Building Review Systems

Here's where most people struggle – creating sustainable habits. We focus on simple review processes that actually work in busy lives.

Months 5-6

Making Informed Decisions

By now you'll have data about your patterns. We teach decision-making frameworks that help you adjust course when life changes your financial situation.

Month 7+

Long-term Planning

The final phase connects your budget reviews to bigger financial goals. You'll understand how small adjustments create meaningful change over time.

Learn From Experienced Practitioners

Our instructors have spent years helping people in Vietnam navigate financial challenges. They understand local banking systems, investment options, and the unique aspects of managing money here.

Instructor Kai Thorne

Kai Thorne

Lead Financial Educator

Kai worked at three major banks in Ho Chi Minh City before focusing on education. He helps people understand why their spending habits developed and how to change them gradually.

Instructor Soren Wilde

Soren Wilde

Budget Analysis Specialist

With a background in accounting, Soren teaches the technical side of budget reviews. His approach focuses on finding patterns in your data that reveal opportunities for improvement.

Instructor Niko Ashford

Niko Ashford

Personal Finance Coach

Niko specializes in helping people who feel overwhelmed by their finances. He breaks down complex concepts and creates practical systems that fit into real daily routines.

Instructor Rune Fletcher

Rune Fletcher

Investment Planning Advisor

Rune connects budget reviews to long-term financial planning. He helps students understand how their current spending decisions affect their future financial options and security.

Ready to Take Control?

Our next cohort begins September 15, 2025. Classes meet twice weekly in the evenings, with additional weekend workshops for hands-on practice with your actual budget data.

Learn More About Enrollment